“Mother, this is me! I am in an accident and need money immediately!”
The sound on the phone looks exactly like your child, but it is actually an artificial intelligence clone made with a three-second clip of his voice on Facebook. Welcome to the horrific new world of AI-Interacted Fraud. General Artificial Intelligence (GENAI) has handed over a powerful new toolkit to the scammer which looks comparatively to yesterday’s email scam.
The sophisticated fraud technique emerging today is almost undesirable to the untrained eye, or the ear. And the financial impact is staggering. Since 2020, there is fishing and scam activity 94% increasedMillions of new scam pages appear monthly. Even more worrying, experts estimate the loss from AI-managed scams. Reach $ 40 billion In the US till 2027.
A man types on his laptop. (Kurt “Cybergui” Notson)
What is generative AI and why should you care?
Generic AI refers to the so-called Artificial Intelligence System that make new content-based on the text, pictures, audio or video-un data that they have been trained. Unlike traditional AI, which analyzes existing information, generic AI produces completely new, solid materials. the most part? These powerful equipment are rapidly accessible to fraudsters who use them to make sophisticated scams that are more difficult than ever.
A woman working on her laptop. (Kurt “Cybergui” Notson)
Best Antivirus for Mac, PC, iPhone and Android – Cybergui Pix
How the fraudsters are making Jeanai weapons
Today’s scammers use generic AI to “supercharged” their existing techniques, enabling new types of fraud. Dave listenerUW -Madison National Security Research Strategist. Here are the four most dangerous methods that they are using this technique.
Voice Cloning: Threat of 3-Second
With only three second audio, it is easily obtained from social media, sound mail or video, using deceptive AI can create a solid replica of your voice. “Imagine a situation where a ‘family member’ has been told about their phone number and says that he has been kidnapped,” says the listener. “The victims of these scams have said that they are sure this is the voice of his family member.”
These AI-related voice clones can be used to transfer money to loved ones, colleagues or even financial institutions to transfer money or to share sensitive information, making it difficult to differentiate between real and fraud calls.
Fake identity document
Today’s AI tools can assure fake identity documents with AI-based images. Criminals use them to verify the identity when they open accounts with fraud or handle existing people. These AI-fake IDs are becoming rapidly sophisticated, which often include realistic holograms and barcodes that can bypass traditional safety checks and even fools automated verification systems.
Lampfec selfie
Many financial institutions use selfies for customer verification. However, fraudsters can take images from social media to bypass these security measures from social media. These AI-borne deepfec are still not limited to images; They can also prepare realistic videos that can fool the investigation of livenation detection during facial identification procedures, which can pose a significant threat to biometric authentication systems.
Over-purserlized fishing
Similarly, Genai is now written in crafts, highly individual crafts Fishing email This analyzes your online appearance to create a message to suit your interests and personal details. These A-Nhansed Fishing efforts can also include sophisticated chatbots and better grammar, which makes them know much more solid and difficult than traditional. Fishing scam,
A man is working on his laptop. (Kurt “Cybergui” Notson)
How to protect your data from IRS
Why you can be a major goal
While everyone is at risk from these sophisticated AI scams, some factors can make you a more attractive goal for fraudsters. People with sufficient retirement saving or investment naturally represent more valuable goals – the more assets you have, the more attention you attract from criminals who are looking for big payments. Many older adults are particularly weak because they did not grow up with today’s technology and may be less familiar with AI’s abilities. This knowledge interval makes it difficult to identify that when AI is being used in a malicious manner. Reducing this risk is a broader digital footprint: if you are active on social media or have an important online appearance, you are inadvertently providing fraudsters with raw materials, especially need to explain deepfec and highly personal scams designed to exploit your trust.
What is Artificial Intelligence (AI)?
A woman working on her laptop. (Kurt “Cybergui” Notson)
The FBI warns of dangerous new ‘smashing’ scam targeting its phone
How to protect yourself at AI age
Protection against AI-managed threats requires a multi-layered approach that goes well beyond digital measures. Awareness is the first line of your protection – understanding how these scams work, before you help you spot red flag before becoming suffering. This awareness should be combined with both digital safety measures and “analog” verification systems that are fully offline. Here are some important steps for your safety:
1. Invest in personal data removal services: Generative AI is fundamentally needed to craft your personal data to assure craft, which is why limiting your online footprint has become paramount in today’s fraud landscape. Less information about you which is publicly available will have to work with scammers of low raw materials. Going completely off-grind is unrealistic for most of us today-many likes like your home never to leave. ,
By removing your personal data from the data broker companies, you not only protect yourself from generated frauds, but also many other privacy benefits, such as the risks of receiving spams decrease and the victims fall for identity theft, as well as help prevent stacking and harassment. As AI Technology, the General-AI scam will only become more sophisticated. While no service promises to remove all your data from the Internet, if you want to continuously monitor and automate the process of removing your information from hundreds of sites continuously over a long period, a removal service is very good. See my top pics for data removal services here.
Get Fox Business when you click here
2. Install your own verification protocol: Consider agreeing to a “safe word” that only family members know. If you receive an unexpected call from a relative in crisis, ask for the word before taking action.
3. Choose strong, unique password for each account: Create a complex password using a combination of uppercase and lowercase letters, numbers and special characters. Avoid using approximate information easily like birthdays or general words. Consider using Password manager To generate and store complex passwords. A password manager can generate and store a strong, unique password for all your accounts, which can reduce the risk of reuse of the password and maintain good password hygiene. Find out more about me Best expert-reviewed password manager of 2025 here.
4. Enable two-factor authentication (2fa) on all accounts: 2fa The need for the second form of verification adds an additional layer of safety, such as your password sent on your phone.
5. When possible, get MFA code through an authentic app on your phone instead of email: Using one Authentic app Microsoft is more secure than obtaining the code via an email like authentic or Google authentic. Authenticator apps produce time-based one-time totps that are not sent to email or SMS, leaving the risk of interception by hackers. Additionally, authentic apps often support biometric authentication and push notifications, which leads to both safe and convenient.
6. Use a strong antivirus software: Modern cyber security threats are growing rapidly, AI is being used to make more assured fishing attacks, deepfec scams and malware. Investing in strong antivirus software can help you identify and block suspected activity before reaching you. The best way to protect yourself from malicious links that installs malware, potentially reaches your personal information, is a strong antivirus software installed on all your devices. This security can also make you alert for email and ransomware scams, keeping your personal information and digital assets safe. Get my pics for the best 2025 antivirus protection winners for your Windows, Mac, Android and iOS devices,
7. Trust and verify your intuition: If something seems “closed”, as you notice unusual phrases or strange background noise, rely on your tendency. Do not let the fraudsters make a false sense of urgency. If you receive communication claiming to be from a financial institution, call the institution directly from your website using the official number.
8. Monitor your accounts: Review account details regularly for suspicious transactions. If you suspect your data has been compromised, do not hesitate to request credit freeze.
How to subscribe to Kurt’s YouTube channel for quick video tips to work all your technical equipment
Kurt’s major takeaways
So, is it all a little scary? Absolutely. But the good news is, now you are equipped with knowledge to fight back. Be alert, take protective steps I have seriously mentioned, and remember that in this new era of AI fraud, a little healthy doubt sets a long way. Let’s make it very difficult to succeed in these AI-operated scams.
Click here to get Fox News app
Do you think tech companies are doing enough to protect us against AI-managed scams and fraud? Write us and tell us Cyberguy.com/Contact
For my tech tips and security alert, subscribe to my free cybergui report newsletter Cyberguy.com/newsletter
Ask Kurt a question or tell us which stories you want to cover us.
Follow Kurt on your social channels:
Answers to the most asked cyber questions:
New from Kurt:
Copyright 2025 cyberguy.com. All rights reserved.
